Mortgage guides for physicians
Everything a resident, new physician, dentist or vet needs to know before buying a home in BC. Start with projected income if you are still in training. Go to the BC guide when you are ready to look at homes, and to the practice guides once you are billing or incorporated.
Start here
Projected income mortgages for doctors
What lenders use for residents and new physicians, who qualifies, and how much you need down.
Read the guidePhysician mortgage lenders in Canada, compared
Bank healthcare programs and broker-channel lenders side by side.
Read the guideMedical student lines of credit compared
Scotiabank, RBC, TD, CIBC and National Bank, and how your line affects a mortgage.
Read the guideBuying in BC
Buying a home in BC as a physician
Property transfer tax exemptions, the home flipping tax, FHSA and RRSP withdrawals.
Read the guideMortgages for physicians moving to BC
Canadian credit, work permits, newcomer programs and what to prepare.
Read the guideUS doctor loans vs Canadian physician mortgages
Why 0% down doctor loans do not exist in Canada, and what does.
Read the guideFind out what you can buy before you start looking
Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.
Check what you qualify for