Alberta has no land transfer tax. See the Land Titles fees to register your home and mortgage, your minimum down payment and the cash you need on closing day.
Estimates only, current as of November 2, 2026. Not a rate offer or an approval. Built by Asim Ali, Mortgage Broker (BC, AB), Mortgage Agent Level 2 (ON), Dominion Lending Centres A.I.M.I. Collective Mortgage Group.
| Registration | Fee |
|---|---|
| Transfer of land | $50 plus $5 for every $5,000 or part of $5,000 of the value |
| Mortgage | $50 plus $5 for every $5,000 or part of $5,000 of the principal |
These rates have applied since October 20, 2024. Since January 31, 2025 the mortgage fee is always based on the principal, which includes any insurance premium added to it.
With 10% down, the transfer costs $650 to register and the mortgage $610, for $1,260 in total. Each fee is $50 plus $5 for every $5,000 or part of $5,000.
Alberta does not need one, because there is no land transfer tax. Every buyer pays only the Land Titles registration fees.
No. The insurance premium is added to your mortgage and no provincial sales tax is charged on it.
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