Mortgage calculators for doctors in BC, Alberta and Ontario
Built around the rules lenders actually use for physicians: projected income, the stress test, line of credit treatment and each province's land transfer tax. Every figure is checked against the lender or government source.
Physician affordability calculator
Your maximum price on projected income, with the stress test and three ways lenders count your line of credit.
OpenBC closing cost calculator
Property transfer tax, first-time and new-build exemptions, minimum down payment and cash to close.
OpenAlberta closing cost calculator
Land Titles fees for the transfer and mortgage, minimum down payment and cash to close.
OpenOntario closing cost calculator
Ontario and Toronto land transfer tax, first-time rebates and the 8% insurance sales tax.
OpenWhich program fits you?
Six quick questions about your stage and finances. See the programs that usually fit, in about a minute.
OpenFind out what you can buy before you start looking
Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.
Check what you qualify for