Calgary · Alberta
Physician mortgages in Calgary
Home to the Cumming School of Medicine, Alberta’s veterinary school and a large network of teaching hospitals. No land transfer tax.
Teaching hospitals and medical schools in Calgary
Cumming School of Medicine, University of CalgaryA three year MD program
Faculty of Veterinary Medicine, University of CalgaryVeterinary medicine
Foothills Medical CentreAlberta Health Services
Alberta Children’s HospitalAlberta Health Services
Peter Lougheed CentreAlberta Health Services
Rockyview General HospitalAlberta Health Services
South Health CampusAlberta Health Services
Arthur J.E. Child Comprehensive Cancer CentreCancer care and research
0.665%
Calgary 2026 residential property tax rate
$0
No land transfer tax, only Land Titles fees
None
Alberta has no foreign buyer tax
Closing costs for physicians buying in Calgary
—Land Titles fees, 10% down
—property tax per month
What doctors should know about buying in Calgary
- No land transfer tax. You pay Land Titles fees of $50 plus $5 per $5,000 on the price and on the mortgage.
- Calgary’s 2026 residential tax rate is about 0.665%, lower than Edmonton’s, which helps your qualifying ratios.
- Family physicians may be paid under Alberta’s PCPCM model, which lenders read like fee for service.
Calgary physician mortgage questions
What are closing costs in Calgary?
There is no land transfer tax. Land Titles fees run $50 plus $5 per $5,000, so about $650 to transfer a $600,000 home, plus a similar fee on the mortgage, legal fees and an appraisal.
Do vets training in Calgary qualify for professional programs?
Some lenders include veterinarians in their final year or recently graduated, so new UCVM grads can be eligible.
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Find out what you can buy before you start looking
Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.
Check what you qualify for