Edmonton · Alberta
Physician mortgages in Edmonton
The University of Alberta trains physicians and dentists here, alongside some of Western Canada’s major specialty hospitals.
Teaching hospitals and medical schools in Edmonton
Faculty of Medicine & Dentistry, University of AlbertaMedicine and dentistry in one faculty
School of Dentistry, University of AlbertaDentistry
University of Alberta HospitalAlberta Health Services
Stollery Children’s HospitalPediatric care
Mazankowski Alberta Heart InstituteCardiac care
Royal Alexandra HospitalAlberta Health Services
Cross Cancer InstituteCancer care
1.036%
Edmonton 2026 residential property tax rate
$0
No land transfer tax, only Land Titles fees
None
Alberta has no foreign buyer tax
Closing costs for physicians buying in Edmonton
—Land Titles fees, 10% down
—property tax per month
What doctors should know about buying in Edmonton
- No land transfer tax, only Land Titles fees on the price and the mortgage.
- Edmonton’s 2026 residential tax rate is about 1.036%. Lenders count it in your housing costs, so it trims your maximum price.
- New dentists from the U of A can use medical professional programs with some lenders.
Edmonton physician mortgage questions
Why does Edmonton’s property tax matter for my approval?
Lenders include property tax in your housing cost ratio. At about 1.036% versus about 0.665% in Calgary, the same income buys a little less in Edmonton.
Are new dentists eligible for professional mortgage programs?
With some lenders, yes, in your final year or shortly after graduating. Associate income is usually treated like self employment.
Other cities
Find out what you can buy before you start looking
Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.
Check what you qualify for