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Vancouver · British Columbia

Physician mortgages in Vancouver

Home to UBC’s Faculty of Medicine and some of the country’s busiest teaching hospitals. Buying here means BC transfer tax rules and Metro Vancouver prices.

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Aerial view of downtown Vancouver, False Creek and the North Shore mountains

Teaching hospitals and medical schools in Vancouver

UBC Faculty of MedicineVancouver Fraser Medical Program, the largest site of BC’s distributed MD program
UBC Faculty of DentistryDentistry
Vancouver General HospitalVancouver Coastal Health
St. Paul’s HospitalProvidence Health Care
BC Children’s HospitalProvincial Health Services Authority
BC Women’s HospitalProvincial Health Services Authority
Surrey Memorial HospitalFraser Health
Royal Columbian HospitalFraser Health, New Westminster
$69,311

R1 salary, 2026 RDBC scale

1 tax

BC property transfer tax, with up to $8,000 off for first time buyers

20%

Foreign buyers pay BC’s 20% additional transfer tax in Metro Vancouver

Closing costs for physicians buying in Vancouver

—Land transfer tax after relief
—first time buyer relief
An estimate before legal fees and adjustments. Property tax uses the 2026 rate on the price, not your assessment. Full British Columbia closing cost calculator →

What doctors should know about buying in Vancouver

  • Training sites span Vancouver Coastal and Fraser Health, so think about your commute before you choose a neighbourhood.
  • First time buyers pay no BC property transfer tax on homes up to $835,000. The relief phases out by $860,000.
  • Asim’s office is in Surrey, so meeting in person is easy anywhere in Metro Vancouver.
Physician mortgages in British ColumbiaResidentsNew to practiceBy specialtyAffordability calculator

Vancouver physician mortgage questions

Do I pay the foreign buyer tax in Vancouver?

Only as a foreign national. The 20% additional property transfer tax applies in Metro Vancouver unless you are a confirmed BC Provincial Nominee buying a principal residence.

Can a UBC resident buy in Metro Vancouver?

Many do. Physician programs can qualify you on projected income, such as Scotiabank’s $185,000 sample for residents in years 1 and 2, instead of the R1 salary of $69,311.

Other cities

VictoriaKelownaCalgaryEdmontonTorontoOttawaHamiltonLondonKingston

Find out what you can buy before you start looking

Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.

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Smiling couple carrying moving boxes and a plant into their new home