Physician mortgages in Victoria
Where UBC trains physicians on Vancouver Island. Island Health’s main hospitals are here, and so are the Capital region’s tax rules.
Teaching hospitals and medical schools in Victoria
R1 salary, 2026 RDBC scale
BC property transfer tax, with up to $8,000 off for first time buyers
Foreign buyers pay BC’s 20% additional transfer tax in the Capital Regional District
Closing costs for physicians buying in Victoria
What doctors should know about buying in Victoria
- Island Health rotations can take you up and down Vancouver Island, so a longer horizon makes buying easier.
- Selling within 730 days can trigger BC’s home flipping tax, with an exemption if you relocate for work.
- We work with Island buyers by video, with documents signed online.
Victoria physician mortgage questions
Does the foreign buyer tax apply in Victoria?
Yes, for foreign nationals. The Capital Regional District is one of the areas where BC’s 20% additional property transfer tax applies.
What if I leave Victoria for fellowship?
Many residents keep the home and rent it out. If you sell within two years, plan for BC’s home flipping tax and its work relocation exemption.
Other cities
Find out what you can buy before you start looking
Tell us where you are in training or practice. Asim will compare medical professional programs across banks and broker-only lenders and show you a realistic budget.
Check what you qualify for